What does Splitwise do well?

Splitting expenses across a group, with cross-debts, balances and settling up. It has done that one thing for years and does it better than almost anyone, on a trip or off one.

Where does it fall short on a trip?

It knows nothing about the trip. No itinerary, no bookings, no tickets, no dates — so during the trip you are still jumping between the group chat, your email and your photo roll to find things.

Can I bring my Splitwise expenses over?

Splitwise can export a group to CSV from its website. OhMyWay does not import that file yet, so today it is a manual move; if you need it, say so and it goes on the list.

Yes, with no in-app purchases. You can create your first trips without an account; an account, also free, is what lets you share them with the group.

A Splitwise alternative for group trips

If all you want is to split costs between friends, Splitwise is the better tool and there is no reason to switch. The useful question is different: if you are also organising the trip, is it worth having the money in one app and the itinerary, bookings and tickets in four others?

First, the fair part: Splitwise is good

Splitwise has done one thing for years — splitting expenses between people — and does it better than almost anyone. Cross-debts, balances, settling up, reminders. If what you have is a shared flat, a recurring dinner or a group that lends each other money, there is not much to improve on and switching will gain you nothing.

This page is not here to argue otherwise. It is about a narrower question: if you are also organising the trip, does it make sense for the money to live in one app while the itinerary, the bookings and the tickets live in four others?

Where the difference shows

	Splitwise	OhMyWay
Splitting costs across a group	Yes, and very well	Yes
Multiple currencies at the day’s rate	Yes	Yes
Day-by-day itinerary	No	Yes
Bookings with reference and tickets attached	No	Yes
Documents offline	No	Yes
Packing lists and to-dos	No	Yes
Group chat inside the trip	No	Yes
Using it outside a trip (flat, dinners)	Yes	Not what it is for
Free	With limits, plus a paid tier	Yes, no in-app purchases

The real argument: where the ticket is

The problem with a group trip does not show up at the end, when it is time to settle up. It shows up at six in the morning at the gate, when you need the hotel confirmation and it is in someone else’s email, and they have no signal.

An expenses app cannot help with that, because it does not know you are travelling. That is the whole difference: Splitwise solves the money; a travel app solves the trip, and the money is one part of it.

When not to switch

If you use it for a shared flat or for costs that are not a trip. OhMyWay will not help: everything hangs off a trip.
If your group already has it installed and working. Changing tools mid-trip is worse than an imperfect tool.
If you need cross-debts and person-to-person settling exactly as Splitwise does them, at that level of detail.

When to

If you are the one organising and you are tired of answering what time we leave for the twentieth time.
If the tickets and bookings are scattered across email, the group chat and your photo roll.
If it is the same people every year and you would like the whole trip kept, not just the accounts.

On taking your data with you: Splitwise exports a group to CSV from its website. OhMyWay does not import that file yet, so today the move is manual. That is a real limitation, which is why it is written here rather than buried.

What OhMyWay is

A free group-travel app: itinerary, bookings, documents and expenses in one place, shared with the people travelling with you and available offline. On iPhone, iPad and Android, in five languages.

If it is only the money side you care about, how to split expenses on a group trip has the method, app or no app.